Year 2019 has started off with “bang”!

2019 Hard Money Loans - Happy New Year!
Happy New Year! Island Funding Group (IFG) inquiries since the beginning of this month are in excess of 2 million. Year 2019 has started off with “bang”! We expect another busy year as interest rates and market conditions continue to change. IFG is committed to providing quick responses to inquiries for private-hard money loans. Here are some of the types of lending we offer: Fix-n-flip Invest...
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Hard Money Loans – Stated Income Guidelines

Stated Income Guidelines for Hard Money Loans
Hard-money loans’ stated-income guidelines (for non-owner occupant/income-producing properties only) available at some of our lenders: STATED INCOME Term Loan Financing – 1, 2, & 4-year terms, for purchase/refinance/rehab/fix & flips Loan amounts from $100,000 to $7,000,000 Rates from 8.50% interest only monthly Max LTV 80% (Up to 100% CLTV with rehab financing No min...
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New Construction and Subdivision Land Loans

New Construction and Subdivision Land Loans
Island Funding Group continues to provide challenging financing alternative financing success recently: New construction Loan in Waikoloa Village - Borrower bought the lot and needed to finance the construction of a modified “spec” home with the intention of selling it when completed. IFG provided financing for the construction, fees and interest only payments. We will highlight this property as ...
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Agriculture Lending and Farm Loans

Agriculture Lending Farm Loans Hawaii
Island Funding Group, LLC has recently added an agricultural lender. They provide agriculture lending in all 50 states and have done numerous loans in Hawaii. In addition to our private money sources, we are very pleased to be able to offer another financing alternative. Some of the guidelines for this type of farm loan, agricultural lending and financing are: Minimum loan amount of $200,00...
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FIX-N-FLIP – Using Hard Money or Private Lending

Fix n Flip Hard Money Loans
There is a lot of information on “fix-n-flip” real estate investing. Seminars, brochures, advertising and a variety of media touting the many ways this type of investing can lead to big profits, etc. So, how does it work? First, is the acquisition cost and amount of investment needed to “fix” the property. Secondly, what is the ACV (after completion value)? With these 2 primary numbers one can...
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Opportunities for Realtors, Commercial, Private Money Brokers and Entrepreneurs in Our Emerging Cannabis Home Markets

Hawaii Cannabis Marijuana Growth Opportunities
There has been a lot of news recently about the expansion of cannabis in the U.S. Currently 8 states have legalized Cannabis plus Washington D.C.  More states, 29 so far have accepted the medical use of Cannabis by exercising their rights to create laws which allow Doctors to recommend and patients to use Cannabis. Hawaii has strong medical Cannabis laws for home growers including an ability to g...
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Residential and Commercial Properties Forecasts for the Coming Year

Residential Commercial Forecast 2018
Think Outside The Bank Residential and commercial properties continue to climb in values with the lack of inventory pushing the demand. When opportunities to purchase or refinance arise, conventional lending is not always available with the banks’ strict lending policies and guidelines in real estate loans. Institutional and hard-money or private lending becomes attractive. This past year has see...
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How Hard Money – Private Money Loans Work

Hard Money Loans and Private Lending Process
THINK OUTSIDE THE BANK How Do Hard Money and Private Money Loans Work? Understanding the hard money (sometimes referred to as private money) funding and closing process for hard money loans will give you insight into the parties involved and steps required that result in your new note investment. A lot more happens in order to get a loan closed than just signing documents and agreeing to make pa...
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Think Outside the Bank

Think Outside the Bank
The concern for many investment property borrowers in recent years hasn’t been low interest rates; it has been the strict lending requirements by the conventional banks and financial institutions. If you are having difficulties in qualifying for a real estate mortgage loan on your non-owner occupant, income-producing property such as: rental, commercial (retail / warehouse / business) and other pr...
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Creative Financing Approvals

Hard Money Loans
Island Funding Group has had some “creative” financing approvals recently. The following is a brief summary of the loan structuring and approvals. Four of the following loans were approved by investor/private lenders located in the mainland. We provide financing for all areas in the State of Hawaii including lava zones 1 and 2: Commercial property – Purchase of an existing business that had a...
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