How Hard Money – Private Money Loans Work

Hard Money Loans and Private Lending Process
THINK OUTSIDE THE BANK How Do Hard Money and Private Money Loans Work? Understanding the hard money (sometimes referred to as private money) funding and closing process for hard money loans will give you insight into the parties involved and steps required that result in your new note investment. A lot more happens in order to get a loan closed than just signing documents and...
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Think Outside the Bank

Think Outside the Bank
The concern for many investment property borrowers in recent years hasn’t been low interest rates; it has been the strict lending requirements by the conventional banks and financial institutions. If you are having difficulties in qualifying for a real estate mortgage loan on your non-owner occupant, income-producing property such as: rental, commercial (retail / warehouse / bu...
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Creative Financing Approvals

Hard Money Loans
Island Funding Group has had some “creative” financing approvals recently. The following is a brief summary of the loan structuring and approvals. Four of the following loans were approved by investor/private lenders located in the mainland. We provide financing for all areas in the State of Hawaii including lava zones 1 and 2: Commercial property – Purchase of an existing...
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Using Leverage to Maximize Profits and Do More Deals

Using Leverage to Maximize Profits
People watching HGTV on any given night are more than likely to stumble across a house flipping show. People have become fascinated with watching these seasoned real estate investors take a run-down, distressed property and with a few dramatic unexpected twists and turns, turn it into an unrecognizable, beautiful home all while bringing home a nice sized profit. The question on...
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Press Release | Hilo, Hawaii | August 13th

Hilo, Hawaii, August 13th, 2016 A newly formed company has just opened in Hilo specializing in private and alternative financing of real estate investments for individuals, contractors, partnerships/corporations and trusts. This new mortgage lender is servicing the Big Island as well as Statewide Hawaii. With considerable lending experience, the Financing Specialists incl...
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Hard Money Loans Go High-End

These loans are shedding their negative reputation. Hard money loans, which got an unsavory reputation during the housing crisis, are being rehabbed for buyers of high-end fixer-uppers. A hard money loan differs from a mortgage in that the loan amount is based on the anticipated sales price of the home after improvement costs. Terms are short (typically just 12 months), inter...
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